Puerto Rico Federal Credit Union is a Hispanic American-led financial institution with 4 branches in Puerto Rico (Caparra, Quebradillas, Manatee, and Aguadilla). If you can deposit at least $1,000, the certificates are a great option regardless of which term you choose. Puerto Rico Federal Credit Union pays solid interest rates on share certificates. Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down. Interest compounded and deposited monthly.To maintain an active membership, you must deposit $5 every other week or during each payment period. ![]() Tiered interest rate: Earn 0.20% APY if you have an account balance between $5 and $2,999 Earn 0.25% APY if you have an account balance between $3,000 and $9,999 Earn 0.30% APY if you have an account balance between $10,000 and $49,999 Earn 0.35% APY if you have an account balance over $50,000.To become a member, you must meet one of the following qualifications: Work at one of 15 affiliated companies live, work, or go to school in San Juan, Puerto Rico be a member or employee of the Museo de Arte de Ponce de Puerto Rico or make a donation to the museum be the spouse of a member that passed away while he or she had an active savings account or loan be an immediate family member of a current member.Free ATMS through ATH, NYCE, CIRRUS, and COOP24 networks. ![]()
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